Welcome to 'Next Step Retirement'. Our vision integrates a Tops-Down / Bottoms-Up, one-on-one client marketing culture. Next Step Retirement, builds FIDUCIARY relationships between Employers and Employees with Royal Fund Management, LLC dba Family Financial Retirement Systems, LLC.
Click here for a copy of our Relationship Summary ...
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Are you an Individual or Employee interested in:
1. Retirement Asset and Income Planning Process?
- Are you interested in:
- Learning your risk tolerance number? (Riskalyze)
- Knowing your investment(s) score? (Kwanti)
- Client Cash Flow / Goal Based Planning? (RightCapital)
- Knowing your asset(s) performance and location? (Blueleaf)
2. ERISA compliant 401(k) Advisory Account Management Program? (Maneuver™)
Are you a Plan Sponsor interested in: (Contact Us)
3. ERISA* Discretionary or Non-Discretionary Fiduciary Services to a plan?
- ERISA Section 3(16) Plan-Level Investment Advice
- ERISA Section 3(21) Model Portfolio Services
- ERISA Section 3(38) Qualified Default Investment Alternative Services
* (ERISA) Employee Retirement Income Security Act of 1974
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.